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Tag: social security

How to Get a Bigger Social Security Retirement Benefit

By on October 11, 2016 in Newsletter Articles with 0 Comments
How to Get a Bigger Social Security Retirement Benefit

Many people decide to begin receiving early Social Security retirement benefits. In fact, according to the Social Security Administration, about 72% of retired workers receive benefits prior to their full retirement age. 1 But waiting longer could significantly increase your monthly retirement income, so weigh your options carefully before making a decision. Timing counts Your […]

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2016 Trustees Reports Project Social Security COLA, Medicare Premiums, and Long-Term Outlook

2016 Trustees Reports Project Social Security COLA, Medicare Premiums, and Long-Term Outlook

Every year, the Trustees of the Social Security and Medicare trust funds release reports to Congress on the current financial condition and projected financial outlook of these programs. The 2016 reports, released on June 22, 2016, project a small Social Security cost-of-living adjustment (COLA) and Medicare premium increases for 2017, and discuss ongoing financial challenges. […]

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Taxes, Retirement, and Timing Social Security

By on September 17, 2015 in Newsletter Articles with 0 Comments
Taxes, Retirement, and Timing Social Security

The advantages of tax deferral are often emphasized when it comes to saving for retirement. So it might seem like a good idea to hold off on taking taxable distributions from retirement plans for as long as possible. (Note: Required minimum distributions from non-Roth IRAs and qualified retirement plans must generally start at age 70½.) […]

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No Matter What Your Age, Your Social Security Statement Matters

By on May 13, 2015 in Newsletter Articles with 0 Comments
No Matter What Your Age, Your Social Security Statement Matters

Fifteen years ago, the Social Security Administration (SSA) launched the Social Security Statement, a tool to help Americans understand the features and benefits that Social Security offers. Since then, millions of Americans have reviewed their personalized statements to see a detailed record of their earnings, as well as estimates of retirement, survivor, and disability benefits […]

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August 9, 2014 – Social Security and Market Perspective

By on August 11, 2014 in Radio Show with 0 Comments

Chris is off visiting colleges with his oldest son this week, so please enjoy a repeat of this episode of Something More. Chris offers market perspective in light of recent downturns. He also welcomes Kurt Czarnowski of Czarnowski Consulting, who offers a wealth of information on Social Security. Even if you heard the show the […]

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The 2014 Social Security Trustees Report: What Does the Future Hold?

By on August 7, 2014 in Social Security with 0 Comments
The 2014 Social Security Trustees Report: What Does the Future Hold?

Every year, the Trustees of the Social Security Trust Funds release a report to Congress on the current financial condition and projected financial outlook of the program. This year’s report, released on July 28, contains valuable information about the health of Social Security that may help you understand how your Social Security benefits might be affected.

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15 Facts about Social Security

By on May 20, 2014 in Newsletter Articles with 0 Comments
15 Facts about Social Security

It’s easy to take Social Security for granted when retirement is years away, but with 94% of the U.S. workforce covered by Social Security,* it’s likely that this program will play a role in your financial future, perhaps even sooner than you think. Here are some facts and statistics from the Social Security Administration that […]

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The Impact of Health-Care Costs on Social Security

By on April 9, 2014 in Newsletter Articles with 0 Comments

For many retirees and their families, Social Security provides a dependable source of income. In fact, for the majority of retirees, Social Security accounts for at least half of their income (Source: Fast Facts & Figures About Social Security, 2013). However, more of that income is being spent on health-related costs each year, leaving less […]

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How much money should I save for retirement?

By on March 5, 2014 in Newsletter Articles with 0 Comments
How much money should I save for retirement?

The obvious answer is, as much as you can. You’ll probably need to build a fund that you can draw on for much of your retirement income. This may be possible to do if you start early and make smart choices.

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Are you ready to retire?

By on January 31, 2014 in Newsletter Articles with 0 Comments
Are you ready to retire?

Here are some questions to ask yourself when deciding whether or not you are ready to retire. Is your nest egg adequate? It’s obvious, but the earlier you retire, the less time you’ll have to save, and the more years you’ll be living off of your retirement savings. The average American can expect to live […]

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