Do I have the right type of life insurance?

Posted by on Sep 27, 2012 in Insurance, Newsletter Articles | 0 comments

Your need for life insurance changes as your life changes. You may need less life insurance when you’re younger, but as you take on more responsibilities and as your family grows, the amount and type of life insurance that fits your circumstances changes.

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Understanding Long-Term Care Insurance

Posted by on Feb 20, 2012 in Financing Education, Insurance | 0 comments

It’s a fact: People today are living longer. Although that’s good news, the odds of requiring some sort of long-term care increase as you get older. And as the costs of home care, nursing homes, and assisted living escalate, you probably wonder how you’re ever going to be able to afford long-term care. One solution that is gaining in popularity is long-term care insurance (LTCI).

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What is title insurance and do I need it?

Posted by on Jan 24, 2012 in Home Ownership, Insurance, Newsletter Articles | 0 comments

Title insurance protects the policyholder (typically the property owner and/or the mortgage lender) against losses that arise from title defects that affect the right to use or own the property. Generally, the title insurer will defend the policyholder and pay monetary damages according to the provisions of the policy. The premium is typically paid in a lump sum, often after title to the property has been examined.

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Factoring Health-Care Costs into Retirement Planning

Posted by on Jan 24, 2012 in Insurance, Newsletter Articles | 0 comments

There are many factors to consider in determining how much you’ll need to save in order to enjoy a comfortable and financially secure retirement. One often overlooked retirement expense is the cost of health care.

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