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MARKET WEEK: JUNE 20, 2016

By on June 20, 2016 in Market Week with 0 Comments

The Markets (as of market close June 17, 2016) The Fed maintained interest rates at their current level following last week’s meeting, primarily influenced by May’s mundane employment report. That, coupled with a fall in global stocks, pushed U.S. stocks down as money seemed to move to gold and long-term bonds. Each of the indexes […]

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MARKET WEEK: JUNE 13, 2016

By on June 13, 2016 in Market Week with 0 Comments

The Markets (as of market close June 10, 2016) The major market indexes listed here were relatively flat for the week. Despite gains earlier in the week, losses Thursday and Friday wiped out most of the positive returns. By midweek, the S&P 500 reached its highest level since last July only to give back most […]

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Cartoon: 401(k)-9

By on June 9, 2016 in Newsletter Articles with 0 Comments
Cartoon: 401(k)-9

Can I make charitable contributions from my IRA in 2016?

By on June 9, 2016 in Newsletter Articles with 0 Comments
Can I make charitable contributions from my IRA in 2016?

Yes, if you qualify. The law authorizing qualified charitable distributions, or QCDs, has recently been made permanent by the Protecting Americans from Tax Hikes (PATH) Act of 2015. You simply instruct your IRA trustee to make a distribution directly from your IRA (other than a SEP or SIMPLE) to a qualified charity. You must be […]

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Common Financial Wisdom: Theory vs. Practice

By on June 9, 2016 in Newsletter Articles with 0 Comments
Common Financial Wisdom: Theory vs. Practice

In the financial world, there are a lot of rules about what you should be doing. In theory, they sound reasonable. But in practice, it may not be easy, or even possible, to follow them. Let’s look at some common financial maxims and why it can be hard to implement them. Build an emergency fund […]

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Four Reasons Why People Spend Too Much

By on June 9, 2016 in Newsletter Articles with 0 Comments
Four Reasons Why People Spend Too Much

You understand the basic financial concepts of budgeting, saving, and monitoring your money. But this doesn’t necessarily mean that you’re in control of your spending. The following reasons might help explain why you sometimes break your budget. 1. Failing to think about the future It can be difficult to adequately predict future expenses, but thinking […]

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Projecting a Happy Retirement

By on June 9, 2016 in Newsletter Articles with 0 Comments
Projecting a Happy Retirement

A 2015 study found that 41% of households headed by someone aged 55 to 64 had no retirement savings, and only about a third of them had a traditional pension. Among households in this age group with savings, the median amount was just $104,000.1 Your own savings may be more substantial, but in general Americans […]

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MARKET WEEK: JUNE 6, 2016

By on June 6, 2016 in Market Week with 0 Comments

The Markets (as of market close June 3, 2016) Friday‘s dismal news on the labor front put a damper on expectations that the Fed will raise rates later this month, drove a pullback in domestic stocks, and sent Treasury yields into decline. Yet despite the day’s market dips, most indexes ended the week either flat […]

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MARKET WEEK: MAY 30, 2016

By on May 31, 2016 in Market Week with 0 Comments

The Markets (as of market close May 27, 2016) Stocks enjoyed one of their best weeks in months as each of the indexes listed here posted gains last week. Some positive economic data, particularly in the housing sector, along with higher oil prices may have influenced the favorable returns. The Dow and S&P 500 each […]

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Sell In May & Go Away? Perhaps Not

By on May 17, 2016 in Newsletter Articles with 0 Comments
Sell In May & Go Away? Perhaps Not

The old market adage urges investors to “sell in May and go away”. Of course every year is different, but there does appear to be a seasonality to the market. The more seasonally strong period being November through April, & a weaker performance period from May through October. From summer doldrums to historical declines, they […]

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