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MARKET WEEK: MAY 18, 2015

By on May 18, 2015 in Market Week with 0 Comments

The Markets Despite drops in consumer confidence, import and export prices, crude oil inventories, and producer prices, the stock market rallied at the end of the week to post positive gains across the board lead by the S&P 500, which closed at an all-time high. However, the biggest gainers for the week were the Nasdaq […]

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What is this new chip-card technology I’ve been hearing about in the news?

By on May 13, 2015 in Newsletter Articles with 0 Comments
What is this new chip-card technology I’ve been hearing about in the news?

In recent years, data breaches at major retailers have increased across the United States. As a way to counteract these data breaches, many U.S. credit-card companies have started implementing a more secure chip-card technology called EMV (which is short for Europay, Mastercard, and Visa).

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Am I liable for unauthorized transactions on my debit card?

By on May 13, 2015 in Newsletter Articles with 0 Comments
Am I liable for unauthorized transactions on my debit card?

It depends. Federal law provides consumers with protection against most unauthorized credit- and debit-card transactions. Under federal law, consumer liability for unauthorized credit-card transactions is limited to $50. However, many banks and credit-card companies offer even more protection for credit cards in the form of “zero liability” for unauthorized transactions.

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No Matter What Your Age, Your Social Security Statement Matters

By on May 13, 2015 in Newsletter Articles with 0 Comments
No Matter What Your Age, Your Social Security Statement Matters

Fifteen years ago, the Social Security Administration (SSA) launched the Social Security Statement, a tool to help Americans understand the features and benefits that Social Security offers. Since then, millions of Americans have reviewed their personalized statements to see a detailed record of their earnings, as well as estimates of retirement, survivor, and disability benefits […]

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When Your Child Asks for a Loan, Should You Say Yes?

By on May 13, 2015 in Newsletter Articles with 0 Comments
When Your Child Asks for a Loan, Should You Say Yes?

You raised them, helped get them through school, and now your children are on their own. Or are they? Even adult children sometimes need financial help. But if your child asks you for a loan, don’t pull out your checkbook until you’ve examined the financial and emotional costs. Start the process by considering a few […]

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Retirement Withdrawal Rates

By on May 13, 2015 in Featured, Newsletter Articles with 0 Comments
Retirement Withdrawal Rates

During your working years, you’ve probably set aside funds in retirement accounts such as IRAs, 401(k)s, and other workplace savings plans, as well as in taxable accounts. Your challenge during retirement is to convert those savings into an ongoing income stream that will provide adequate income throughout your retirement years.

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MARKET WEEK: MAY 11, 2015

By on May 11, 2015 in Market Week with 0 Comments

The Markets Buoyed by generally encouraging labor data, leading equity benchmarks enjoyed a major rally on Friday, overcoming an otherwise sluggish week. While the Dow’s gains exceeded those of the S&P 500, both indexes outperformed the Nasdaq. After dipping below 18000 during the week, the Dow closed at 18191, up .93% from the previous week, […]

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MARKET WEEK: MAY 4, 2015

By on May 4, 2015 in Market Week with 0 Comments

The Markets Although May Day brought a rally in stock markets across the board, it wasn’t enough to wipe out the week’s losses. Several earnings reports and a disappointing GDP reading dampened the fervor that drove markets to new highs a week prior, while a Fed announcement fueled speculation about a June interest rate hike. […]

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MARKET WEEK: APRIL 27, 2015

By on April 27, 2015 in Market Week with 0 Comments

The Markets At long last: Proverbial corks were flying last week as the Nasdaq finally broke its 15-year-old record, set in March 2000, to close the week at 5092.08. The 3.25% weekly jump was driven largely by earnings reports from several large technology stalwarts. The S&P 500 also posted a new high, as indexes other […]

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MARKET WEEK: APRIL 20, 2015

By on April 20, 2015 in Market Week with 0 Comments

The Markets Investor fears returned with a vengeance on Friday, as markets tumbled across the globe. Domestic indexes were down 1% or more for the week, while the Global Dow fell nearly a quarter percent. The yield on the 10-year Treasury fell to 1.87%. Observers attributedFriday‘s stock market losses to a series of lackluster earnings […]

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