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MARKET WEEK: FEBRUARY 8, 2016

By on February 9, 2016 in Market Week with 0 Comments

The Markets (as of market close February 5, 2016) Following a labor report that showed job growth slowed in January, stocks declined after making some positive headway the prior week. A selloff of tech stocks brought the Nasdaq down 5.44% with the Russell 2000 following close behind, falling almost 5% by week’s end. The Dow […]

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Should I delay taking my first RMD?

By on February 4, 2016 in Newsletter Articles with 0 Comments
Should I delay taking my first RMD?

Your first RMD from a traditional IRA and an employer retirement plan must be taken for the calendar year in which you turn 70-1/2. However, if you’re still working, you can delay RMDs from your current employer’s plan until the year you retire (but only if allowed by the plan and you are not a […]

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What are required minimum distributions (RMDs)?

By on February 4, 2016 in Newsletter Articles with 0 Comments
What are required minimum distributions (RMDs)?

Traditional IRAs and employer retirement plans such as 401(k)s and 403(b)s offer several tax advantages, including the ability to defer income taxes on both contributions and earnings until they’re distributed from the plan. But, unfortunately, you can’t keep your money in these retirement accounts forever. The law requires that you begin taking distributions, called “required […]

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Quiz: Which Birthdays Are Financial Milestones?

By on February 4, 2016 in Newsletter Articles with 0 Comments
Quiz: Which Birthdays Are Financial Milestones?

When it comes to your finances, some birthdays are more important than others. Take this quiz to see if you can identify the ages that might trigger financial changes. Questions 1. Eligibility for Medicare coverage begins at what age? a. 62 b. 65 c. 66

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Filing Your 2015 Federal Income Tax Return

By on February 4, 2016 in Newsletter Articles with 0 Comments
Filing Your 2015 Federal Income Tax Return

Whether you’re preparing your own tax return or paying someone to do it for you, tax season can be a stressful time of year. Make things easier on yourself by pulling all your information together sooner rather than later–that includes a copy of last year’s tax return, W-2s, 1099s, and any deduction records you have. […]

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Changes to Social Security Claiming Strategies

By on February 4, 2016 in Newsletter Articles with 0 Comments
Changes to Social Security Claiming Strategies

The Bipartisan Budget Act of 2015 included a section titled “Closure of Unintended Loopholes” that ends two Social Security claiming strategies that have become increasingly popular over the last several years. These two strategies, known as “file and suspend” and “restricted application” for a spousal benefit, have often been used to optimize Social Security income […]

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Eleven Ways to Help Yourself Stay Sane in a Crazy Market

By on February 2, 2016 in Featured, Newsletter Articles with 0 Comments
Eleven Ways to Help Yourself Stay Sane in a Crazy Market

Keeping your cool can be hard to do when the market goes on one of its periodic roller-coaster rides. It’s useful to have strategies in place that prepare you both financially and psychologically to handle market volatility. Here are 11 ways to help keep yourself from making hasty decisions that could have a long-term impact […]

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MARKET WEEK: FEBRUARY 1, 2016

By on February 1, 2016 in AMR, Market Week with 0 Comments

The Markets (as of market close January 29, 2016) Volatility continues to best describe the markets throughout the first month of 2016, as stocks continued to rebound after a very shaky start to the new year. Boosted by a jump in oil prices, favorable earnings reports, and an end-of-the-week move by the Japanese central bank […]

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MARKET WEEK: JANUARY 25, 2016

By on January 25, 2016 in AMR, Market Week with 0 Comments

The Markets (as of market close January 22, 2016) Boosted by a jump in oil prices and a rally in the European markets, U.S. stocks enjoyed their first week of gains in a month. Global stocks responded favorably to news from the European Central Bank that more stimulus could be forthcoming. Colder weather may have […]

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Market Week: January 19, 2016

By on January 19, 2016 in AMR, Market Week with 0 Comments

The Markets (as of market close January 15, 2016) Last week was a perfect storm of bad news for investors, as China’s continuing economic and stock market woes and the ongoing plunge in oil prices–combined with a stream of disappointing news about the U.S. economy–sparked yet another sharp selloff. Markets took a beating, with the […]

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