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Archive for February, 2016

MARKET WEEK: FEBRUARY 29, 2016

By on February 29, 2016 in AMR, Market Week with 0 Comments

The Markets (as of market close February 26, 2016) Last week saw a mixed bag of information from some major economic sectors, which may have influenced the equities markets to record some marginal gains by week’s end. Each of the indexes listed here posted week-on-week gains, led by the Russell 2000 and Nasdaq. The Dow […]

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MARKET WEEK: FEBRUARY 22, 2016

By on February 22, 2016 in AMR, Annual Market Review with 0 Comments

The Markets (as of market close February 19, 2016) The major indexes listed here posted gains by the end of last week, marking the best overall week of performance in the new year. Both the Dow and the S&P 500 posted end-of-week gains of 2.62% and 2.84%, respectively. The Nasdaq and Russell 2000 recouped some […]

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MARKET WEEK: FEBRUARY 16, 2016

By on February 16, 2016 in Uncategorized with 0 Comments

The Markets (as of market close February 12, 2016) Spurred by a bounce in crude oil prices and banking shares, the stock market rallied last Friday, but not enough to overcome five consecutive trading-day losses. Money continued to move from equities to the safety of bonds and gold, driving the yield on 10-year Treasuries down […]

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There’s Still Time to Contribute to an IRA for 2015

There’s Still Time to Contribute to an IRA for 2015

There’s still time to make a regular IRA contribution for 2015! You have until your tax return due date (not including extensions) to contribute up to $5,500 for 2015 ($6,500 if you were age 50 byDecember 31, 2015). For most taxpayers, the contribution deadline for 2015 is April 18, 2016 (April 19, 2016, if you […]

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MARKET WEEK: FEBRUARY 8, 2016

By on February 9, 2016 in Market Week with 0 Comments

The Markets (as of market close February 5, 2016) Following a labor report that showed job growth slowed in January, stocks declined after making some positive headway the prior week. A selloff of tech stocks brought the Nasdaq down 5.44% with the Russell 2000 following close behind, falling almost 5% by week’s end. The Dow […]

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Should I delay taking my first RMD?

By on February 4, 2016 in Newsletter Articles with 0 Comments
Should I delay taking my first RMD?

Your first RMD from a traditional IRA and an employer retirement plan must be taken for the calendar year in which you turn 70-1/2. However, if you’re still working, you can delay RMDs from your current employer’s plan until the year you retire (but only if allowed by the plan and you are not a […]

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What are required minimum distributions (RMDs)?

By on February 4, 2016 in Newsletter Articles with 0 Comments
What are required minimum distributions (RMDs)?

Traditional IRAs and employer retirement plans such as 401(k)s and 403(b)s offer several tax advantages, including the ability to defer income taxes on both contributions and earnings until they’re distributed from the plan. But, unfortunately, you can’t keep your money in these retirement accounts forever. The law requires that you begin taking distributions, called “required […]

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Quiz: Which Birthdays Are Financial Milestones?

By on February 4, 2016 in Newsletter Articles with 0 Comments
Quiz: Which Birthdays Are Financial Milestones?

When it comes to your finances, some birthdays are more important than others. Take this quiz to see if you can identify the ages that might trigger financial changes. Questions 1. Eligibility for Medicare coverage begins at what age? a. 62 b. 65 c. 66

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Filing Your 2015 Federal Income Tax Return

By on February 4, 2016 in Newsletter Articles with 0 Comments
Filing Your 2015 Federal Income Tax Return

Whether you’re preparing your own tax return or paying someone to do it for you, tax season can be a stressful time of year. Make things easier on yourself by pulling all your information together sooner rather than later–that includes a copy of last year’s tax return, W-2s, 1099s, and any deduction records you have. […]

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Changes to Social Security Claiming Strategies

By on February 4, 2016 in Newsletter Articles with 0 Comments
Changes to Social Security Claiming Strategies

The Bipartisan Budget Act of 2015 included a section titled “Closure of Unintended Loopholes” that ends two Social Security claiming strategies that have become increasingly popular over the last several years. These two strategies, known as “file and suspend” and “restricted application” for a spousal benefit, have often been used to optimize Social Security income […]

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