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Archive for October, 2015

MARKET WEEK: OCTOBER 26, 2015

By on October 26, 2015 in Market Week with 0 Comments

The Markets (as of market close October 23, 2015) Equities finished last week on a high note following a strong finish in the technology sector, while China cut interest rates once again in an attempt to spur its waning economy. The European Central Bank hinted that it could scale up its bond-buying stimulus program, further […]

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MARKET WEEK: OCTOBER 19, 2015

By on October 19, 2015 in Market Week with 0 Comments

The Markets (as of market close October 16, 2015) Record corporate mergers and acquisitions headlined the economic news last week, while the market posted its third consecutive week of gains (except for the Russell 2000). Of the indexes listed here, both the large-cap Dow and S&P 500 closed the week with moderate gains, while the […]

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How do I compare my health insurance options during open enrollment?

By on October 14, 2015 in Newsletter Articles with 0 Comments
How do I compare my health insurance options during open enrollment?

The decisions you make during open enrollment season regarding health insurance are especially important, since you generally must stick with the options you choose until the next open enrollment season, unless you experience a “qualifying” event such as marriage or the birth of a child. As a result, you should take the time to carefully […]

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My employer now offers wellness benefits as part of its employee benefits package. But what are they?

By on October 14, 2015 in Newsletter Articles with 0 Comments
My employer now offers wellness benefits as part of its employee benefits package. But what are they?

It’s no surprise that your company has started offering wellness benefits, since many employers are already offering these types of programs as part of an overall employee benefits package. According to the Society for Human Resource Management (SHRM), in 2015, 80% of organizations provided wellness resources and information, and 70% of organizations offered some type […]

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Frequently Asked Questions on Opening a 529 Plan Account

By on October 14, 2015 in Newsletter Articles with 0 Comments
Frequently Asked Questions on Opening a 529 Plan Account

529 plans are savings vehicles tailor-made for college. Anyone can open an account, lifetime contribution limits are typically over $300,000, and 529 plans offer federal and sometimes state tax benefits if certain conditions are met. Here are some common questions on opening an account. Can I open an account in any state’s 529 plan or […]

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2015 Year-End Tax Planning Basics

By on October 14, 2015 in Newsletter Articles with 0 Comments
2015 Year-End Tax Planning Basics

As the end of the 2015 tax year approaches, set aside some time to evaluate your situation and consider potential opportunities. Effective year-end planning depends on a good understanding of both your current circumstances and how those circumstances might change next year. Basic strategies Consider whether there’s an opportunity to defer income to 2016. For […]

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Six Common 401(k) Plan Misconceptions

By on October 14, 2015 in Newsletter Articles with 0 Comments
Six Common 401(k) Plan Misconceptions

Do you really know as much as you think you do about your 401(k) plan? Let’s find out. 1. If I leave my job, my entire 401(k) account is mine to keep. This may or may not be true, depending on your plan’s “vesting schedule.” Your own contributions to the plan–that is, your pretax or […]

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MARKET WEEK: OCTOBER 12, 2015

By on October 13, 2015 in Market Week with 0 Comments

The Markets (as of market close October 9, 2015) Investors, possibly feeling comfortable that interest rates will not be raised in the near future, kicked back into the equities markets as each of the indexes listed here posted gains over the prior week. The minutes from the last Fed meeting confirmed that interest rates would […]

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MARKET WEEK: OCTOBER 5, 2015

By on October 5, 2015 in Market Week with 0 Comments

The Markets (as of market close October 2, 2015) Despite poor employment and manufacturing reports, the equities markets rallied to post gains in each of the major indexes listed here except for the Russell 2000, which ultimately lost less than 1% by last week’s end. The late Friday rally was sparked by gains in energy […]

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QUARTERLY MARKET REVIEW: JULY-SEPTEMBER 2015

By on October 1, 2015 in Quarterly Market Review with 0 Comments
QUARTERLY MARKET REVIEW: JULY-SEPTEMBER 2015

The Markets Volatility returned to the equities markets in the third quarter, impacted by economic stress in China (the world’s second largest economy) and Greece, coupled with underwhelming corporate earnings reports and falling energy stock prices. While some economic sectors, such as housing and unemployment, offered favorable news, others, including exports and wages, showed little […]

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