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Archive for September, 2015

MARKET WEEK: SEPTEMBER 28, 2015

By on September 28, 2015 in Market Week with 0 Comments

The Markets (as of market close September 25, 2015) Like an early fall flu, investor anxiety continued to spread last week as uncertainty around the future of interest rates continued to drag down markets. Even a Friday rally in blue chips spurred by Federal Reserve Chair Janet Yellen’s most recent comments couldn’t cure the malaise. […]

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MARKET WEEK: SEPTEMBER 21, 2015

By on September 21, 2015 in Market Week with 0 Comments

The Markets (as of market close September 18, 2015) Despite news that interest rates would not be increased in September, the stock market endured a significant sell-off by week’s end, presumably in response to the Federal Reserve’s report that the economy isn’t strong enough to warrant an interest rate hike. Of the indexes listed here, […]

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What is a balloon loan?

By on September 17, 2015 in Newsletter Articles with 0 Comments
What is a balloon loan?

A balloon loan is essentially any loan with a large principal payment due at the end of the loan’s term. A good way to illustrate how these loans work is to look at one of the more common forms of balloon loans, the balloon mortgage. With this type of mortgage, you make fixed monthly payments […]

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Six Life Insurance Beneficiary Mistakes to Avoid

By on September 17, 2015 in Newsletter Articles with 0 Comments
Six Life Insurance Beneficiary Mistakes to Avoid

Life insurance has long been recognized as a useful way to provide for your heirs and loved ones when you die. Naming your policy’s beneficiaries should be a relatively simple task. However, there are a number of situations that can easily lead to unintended and adverse consequences. Here are six life insurance beneficiary traps you […]

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Taxes, Retirement, and Timing Social Security

By on September 17, 2015 in Newsletter Articles with 0 Comments
Taxes, Retirement, and Timing Social Security

The advantages of tax deferral are often emphasized when it comes to saving for retirement. So it might seem like a good idea to hold off on taking taxable distributions from retirement plans for as long as possible. (Note: Required minimum distributions from non-Roth IRAs and qualified retirement plans must generally start at age 70½.) […]

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Three Smart Moves for Young Adults

By on September 17, 2015 in Newsletter Articles with 0 Comments
Three Smart Moves for Young Adults

Your 20s is a time for exploration and new experiences, but also a time of emerging personal financial responsibility. And though times are certainly different now for young adults compared to 10 or 20 years ago (for example, more college students graduate with significant student loans and many return home to live with their parents), […]

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MARKET WEEK: SEPTEMBER 14, 2015

By on September 14, 2015 in Market Week with 0 Comments

The Markets (as of market close September 11, 2015) The stock market rebounded nicely from the prior week’s sell-off with each of the major indexes listed here posting positive gains last week. The Nasdaq was the leader, increasing 2.96% ahead of the previous week’s close, followed by the S&P 500 and the Dow. Nevertheless, market […]

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MARKET WEEK: SEPTEMBER 8, 2015

By on September 8, 2015 in Market Week with 0 Comments

The Markets (as of market close September 4, 2015) While the stock markets gained some momentum during the last week of August, they could not maintain that positive trend for the first week of September. Each of the indices listed here lost week-on-week, with the large-cap S&P 500 dropping almost 68 points, and the Global […]

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MARKET MONTH: AUGUST 2015

By on September 1, 2015 in Monthly Commentary with 0 Comments

The Markets (as of market close August 31, 2015) Despite favorable economic news later in the month, the U.S. stock market was unable to recover all of its losses and closed in negative territory compared to July. Key factors in the downturn include fear that China’s economy is weakening, the steep drop in the price […]

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MARKET WEEK: AUGUST 31, 2015

By on September 1, 2015 in Market Week with 0 Comments

The Markets (as of market close August 28, 2015) The latest stock sell-off in China sent U.S. stocks reeling at the beginning of the week. However, good economic news spurred by a favorable GDP report shifted momentum as stocks rallied to close ahead of last week. For the week, the Dow and Nasdaq were the […]

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