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Archive for January, 2012

Jan. 28, 2012- MA State Rep. Randy Hunt talks politics

By on January 28, 2012 in Radio Show with 0 Comments

State Rep. Randy Hunt hosts and talks politics. Are you in favor of requiring valid ID to vote? Mitt Romney’s strong debate,who was most surprised you or Newt Gingrich.

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Choosing a Mortgage

By on January 25, 2012 in Financing Education, Home Ownership with 0 Comments

We review the various mortgage options avaliable and discuss how they work.

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What is title insurance and do I need it?

What is title insurance and do I need it?

Title insurance protects the policyholder (typically the property owner and/or the mortgage lender) against losses that arise from title defects that affect the right to use or own the property. Generally, the title insurer will defend the policyholder and pay monetary damages according to the provisions of the policy. The premium is typically paid in […]

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What is private mortgage insurance?

By on January 24, 2012 in Home Ownership, Newsletter Articles with 0 Comments
What is private mortgage insurance?

Private mortgage insurance (PMI) protects the lender against the risk of the borrower defaulting on the mortgage. Lenders generally require you to purchase PMI if your loan is more than 80% of the value of your home. Without PMI, you may be unable to qualify for a mortgage.

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How Much Do You Know about Social Security?

By on January 24, 2012 in Newsletter Articles, Retirement with 0 Comments

Social Security is in the news more and more, as the first wave of baby boomers retire and economic pressures on the program increase. More than 90% of Americans are covered by Social Security,* but how much do you know about this important program?

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Making Financial Resolutions? Look Back at Last Year

Making Financial Resolutions? Look Back at Last Year

Each new year brings the chance for a fresh start, and the opportunity to improve your financial picture. As you make financial resolutions for 2012, looking back at what happened last year can help you make some positive changes this year.

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Is a stop limit the same as a stop order?

Is a stop limit the same as a stop order?

A stop limit is typically used when you’re trading during a volatile market and want to target a specific price as closely as possible. When placing a market order, the price you pay is the best price available in the market at the time the order is executed.

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Portability of Basic Exclusion Amount between Spouses

Transfers of property during life or at death are generally subject to federal gift or estate taxes. Each taxpayer has an applicable exclusion amount, which is the amount of property that can be sheltered from federal gift and estate taxes by the unified credit.

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Factoring Health-Care Costs into Retirement Planning

By on January 24, 2012 in Insurance, Newsletter Articles with 0 Comments

There are many factors to consider in determining how much you’ll need to save in order to enjoy a comfortable and financially secure retirement. One often overlooked retirement expense is the cost of health care.

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Can a stop-loss order really protect me from losses?

Can a stop-loss order really protect me from losses?

As the name implies, stop-loss orders are a way to help you manage the amount of loss you can suffer on a single holding. Also known as a stop order or stop-market order, a stop-loss order sets a level at which your broker is instructed to sell all or part of a particular position once […]

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